Rashtriya Swasthya Bima Yojana + Universal Health Insurance Scheme

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Megha Health Insurance Scheme(MHIS) is a universal health insurance scheme (UHIS) in the State of Meghalaya, utilizing the existing RSBY framework to provide health insurance to all persons that are resident in the State, including existing categories of RSBY beneficiaries but excluding state and central government employees.

The Megha Health Insurance Scheme (RSBY + UHIS) was launched on 15th December, 2012 at Polo Grounds by the Hon’ble Chief Minister Dr Mukul Sangma with an objective to provide financial aid to all the citizens of the state at the time hospitalisation and reduce the out-of-pocket expenses of the residents of the State.

Under the scheme, beneficiaries are entitled up to Rs.2,00,000/- coverage at the time of hospitalization on a floater basis. The coverage extends to 5 members of a family, where by each household is required to pay Rs.30/- at the time of enrolment.

There is no age limit and pre existing diseases are also covered under this insurance scheme. The insurance policy is valid for a period of one year, and beneficiaries are expected to renew their smart cards on a yearly basis by paying a nominal amount. Read more….....read more